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Internal Job Postings

 

Business Loan Officer

 

 

Job Title: Loan Officer

Job Classification: Exempt/Full-Time

Reports to: Director of Lending

 

 

Background

 

First American Capital Corporation (FACC) is a Community Development Financial Institution (CDFI) and 501(c)(3) non-profit organization that was formed in 2002 by its sister agency, the American Indian Chamber of Commerce of Wisconsin (AICCW) - http://www.aiccw-facc.org/ The mission of FACC is to perform business development activities that benefit Wisconsin’s American Indian Country by increasing access to capital in the form of business loans, providing technical assistance services that strengthen the skills of our entrepreneurs, and by advocating for American Indian owned business opportunities, both on and off the reservations. The primary focus of FACC is operating a small business Revolving Loan Fund that makes loans to Native American owned businesses in Wisconsin. This increases access to capital for businesses in their target market. FACC also offers technical assistance services to these businesses to ensure quality support systems in place for American Indian owned business in Wisconsin.

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We are always on the lookout for smart, business savvy people, who enjoy being active and connecting with business leaders across the state. For nearly 20 years we have provided statewide advocacy, networking, one-to-one business management counseling and access to financial products and services for Wisconsin-based Native American businesspeople and other underserved entrepreneurs.

 

Our ongoing success means that we need to hire a Loan Officer. Do you see yourself as someone who: 

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  • Creates connections directly and indirectly with clients.

  • Leverages financial knowledge in terms of qualifying prospective borrower to successful loan closings and beyond. 

  • Applies creativity in promoting financial solutions. 

  • Engages with clients to understand development goals that are linked to lending options.

 

This role currently affords a level of flexibility, given that most work will be remote, with periodic client engagements and occasional in person office attendance to support team operations, as necessary. As conditions allow, travel throughout the state will keep things changing as you meet with our clients and stakeholders in person. Wherever possible, we emphasize a personal touch and connection with our clients - one that cannot easily be replicated using technology.

 

Sound interesting? Your hard work is recognized with pay and benefits. Our work environment aligns with the experience we provide to our clients.

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Position Overview

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Loan Officers extend our connection with others by facilitating the lending process from start to finish, including origination, underwriting, closing, and ongoing servicing through satisfaction of the borrowing agreement. The Loan Officer assists in the development of new loan products and the marketing that follows. Partnering with the internal Client Development Team, this role supports the achievement of both lending and client development goals. As an organization committed to diversity, justice and inclusion, a well-qualified individual will have proven experience working with diverse businesses at varying stages of development.

 

Covid-19 Protocols

 

  • Currently, this role will be mostly remote with occasional in person office attendance to support team operations as necessary. Under normal circumstances, travel throughout the state is required and will resume when it is safe to meet with our clients and stakeholders in person.

 

Key Duties & Responsibilities:

 

  • Guides prospective borrowers through the loan application, approval, and closing process in a way that assures their understanding and thinking of us for their potential future loan needs.

  • Leverages experience, educational knowledge, and compliance review to analyze, evaluate, and recommend actions on loan requests and risk ratings under established credit policy guidelines.

  • Builds and maintains consultative relationship with borrowers, the loan committee, partner organizations and other industry stakeholders to stay abreast of issues and opportunities.

  • Coordinates and, when appropriate, conducts site visits for loan projects to maximize the potential for financing.

  • Responsible for coordinating and ensuring completeness related to project due diligence, analysis, and underwriting so that appropriate lending decisions are made, and interested parties informed.

  • Works closely with the Client Development Team to identify borrowers’ pre-loan technical assistance needs to facilitate loan readiness of FACC loan applicants.

  • Produces timely, well-organized reporting of work in process, production, pipeline, and other lending matters for Senior Management, allowing them to understand the role’s utilization and effectiveness.

  • Networks with others to build new and maintain existing relationships with potential and current borrowers to ensure that the pipeline of opportunities aligns with the productivity expected.

  • Responsible for upholding the lending policies of the FACC and utilize prudent lending standards to minimize legal and financial risks to the organization.

  • Functions as a brand ambassador, clearly communicating and serving as a positive, visible representative of the organization that results in key stakeholders choosing us.

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Qualifications:

 

  • Bachelor's degree in business/economic development related fields preferred. Advanced degrees a plus. If applicant does not have a bachelor's degree, other relevant training, certifications, and work experience will be considered.

  • Minimum of three (3) years of direct business lending at a CDFI, commercial bank or other financial institution.

  • Experience in or a working knowledge of the Community Development Financial Institution (CDFI) industry is preferred.

  • Working knowledge of small business/entrepreneurship and/or contacts within the Native/minority/underserved small business community is preferred.

  • Excellent verbal and written communication skills, to include presentation and public speaking skills.

  • Excellent interpersonal and financial analytical skills.

  • Ability to work in a team environment, with clientele of wide-ranging ethnicities, education level, socioeconomic status.

  • Possess sound judgement, effective decision making, customer service, and conflict resolution skills.

  • Must have reliable transportation for travel when conditions allow.

  • Ability to self-manage, coordinate complex activities, and prioritize conflicting demands and deadlines.

  • Strong computer skills are necessary, with an advanced knowledge of the Microsoft Office platform.

 

 

Application Process

 

Candidates should send a resume and cover letter to:  careers@aiccw-facc.org

 

Please type “FACC Business Loan Officer” in the subject line of the email. Only email applications will be accepted. No phone calls please.

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First American Capital Corporation, Inc. is an Equal Opportunity Provider & Employer.

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Business Development Assistant & Analyst

 

 

Job Title: Business Development Assistant & Analyst

Job Classification: Exempt/Full-Time

Reports to: FACC Executive Director

 

 

Background

 

First American Capital Corporation (FACC) is a Community Development Financial Institution (CDFI) and 501(c)(3) non-profit organization that was formed in 2002 by its sister agency, the American Indian Chamber of Commerce of Wisconsin (AICCW) - http://www.aiccw-facc.org/ The mission of FACC is to perform business development activities that benefit Wisconsin’s American Indian Country by increasing access to capital in the form of business loans, providing technical assistance services that strengthen the skills of our entrepreneurs, and by advocating for American Indian owned business opportunities, both on and off the reservations. The primary focus of FACC is operating a small business Revolving Loan Fund that makes loans to Native American owned businesses in Wisconsin. This increases access to capital for businesses in their target market. FACC also offers technical assistance services to these businesses to ensure quality support systems in place for American Indian owned business in Wisconsin.

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Position Description

 

The Business Development Assistant & Analyst is responsible for supporting business development/loan production, loan, and related data management, administrative support, training, technical assistance, and managing stakeholder relationships. The primary duties of this position are to develop and maintain business lending relationships through providing marketing and outreach efforts to prospective and existing clients from various target markets, in particular, Native American communities.

 

They will also be responsible for data management (collection, analysis, and reporting), customer support and monitoring.

 

Specific responsibilities and duties of this position include:

 

Outreach & Marketing

 

  • Promote the missions of FACC by traveling to and networking with American Indian owned businesses, trade groups, other chambers of commerce, tribal agencies, and any other business groups that would generate leads and contacts.

  • Provide information and resources to state, tribal and federal governments, as requested.

  • Act as a representative for FACC as needed.

  • Prepare presentations about FACC’s products and services.

  • Develop and implement programs and networking opportunities to support members and customers.

  • Assist in marketing, research, and outreach, in order to increase FACC brand recognition and loan inquiries.

  • Assist in the development of promotional and marketing materials.

  • Liaise with FACC partners and attend community events, as appropriate for the industry and position.

 

Business Generation

 

  • Identify and support potential clients with FACC’s loan products and services.

  • Generate new business leads and loans for Native American owned businesses that are within the target markets.

  • Manages relationships with clients in order to facilitate additional business development opportunities, such as training, technical assistance, and minority and disadvantaged certifications.

 

Loan Development, Management & Compliance

 

  • Meet with loan applicants to obtain project and financial information for loan completion, data collection, and annual reviews.

  • Assist with managing existing loan portfolios.

  • Ensure completion and compliance of all funding requirements, contracts, and reports.

  • Prepare for loan requests presentations for loan committee review and approval.

  • Assist in other loan officer duties as needed.

 

Financial & Data Management

 

  • Ensure the development and implementation of annual goals, objectives, and activities.

  • Assist in the development and management of annual budgeting, financial and grant reporting.

  • Manage client impact data - collection, maintenance, analysis, and reporting.

  • Manage and maintain FACC’s impact database (OTIS) – specifically for technical assistance (TA) tracking.

  • Assist with the management and updating of monthly cash and metrics reports.

  • Assist with the preparation and updating of key performance indicator reports.

 

Customer Service

 

  • Develop new and maintain existing relationships with borrowers within target markets.

  • Serve as a point of contact for various clients, borrowers and outside sources.

  • Create individual organization and collaborative initiatives, resources and TA opportunities that support current and potential clients.

 

General Administration

 

  • Support FACC staff in performing day-to-day operational tasks.

  • Prepare communications for clients, stakeholders, and funders.

  • Develop and present oral and written information upon request.

  • Assist in the coordination of events and fundraisers for FACC.

  • Other duties as assigned.

 

Qualifications

 

  • Bachelor’s degree in a related field preferred and/or 3-5 years of professional related experience preferred (e.g. Accounting, Administration, Economics, Entrepreneurship, Finance, Management, Marketing).

  • Professional experience working with Native American communities and cultures is a plus.

  • Knowledge of government grant and loan programs, including those accessible to minority-owned businesses is a plus.

  • Experience in business, community, economic development or Community Development Financial Institution (CDFI) experience, preferred.

  • Ability to conduct financial and data analyses; and track qualitative and quantitative data.

  • Experience with Excel and database management systems.

  • Must be detail oriented.

  • Strong entrepreneurial work ethic with the ability to work independently or collaboratively as a team member.

  • Courteous, culturally-appropriate and business-like manner in dealing with stakeholders, co-workers, and clients.

  • Must embrace and promote a culture of individual and shared trust and accountability.

  • Able to prioritize and manage multiple projects and tasks.

  • Able to plan, organize, prioritize, and delegate work.

  • Strong oral communication skills - public speaking experience a plus.

  • Strong writing skills; ability to write clear and concise business communications.

  • Ability to read and interpret complex work-related documents.

  • Initiative to seek out and obtain approved professional development training/certifications.

  • Ability and willingness to travel statewide as well as periodic out-of-state travel.

 

 

Application Process

 

Candidates should send a resume and cover letter to: Gary Mejcher at gary@aiccw-facc.org

 

Please type “FACC Business Development Assistant & Analyst” in the subject line of the email. Only email applications will be accepted. No phone calls please.

 

Business Accounting Specialist

 

 

Job Title: Business Development Assistant & Analyst

Job Classification: Exempt/Full-Time

Reports to: FACC Executive Director

 

 

Background

​

First American Capital Corporation (FACC) is a Community Development Financial Institution (CDFI) and 501(c)(3) non-profit organization that was formed in 2002 by its sister agency, the American Indian Chamber of Commerce of Wisconsin (AICCW) - http://www.aiccw-facc.org/ The mission of FACC is to perform business development activities that benefit Wisconsin’s American Indian Country by increasing access to capital in the form of business loans, providing technical assistance services that strengthen the skills of our entrepreneurs, and by advocating for American Indian owned business opportunities, both on and off the reservations. The primary focus of FACC is operating a small business Revolving Loan Fund that makes loans to Native American owned businesses in Wisconsin. This increases access to capital for businesses in their target market. FACC also offers technical assistance services to these businesses to ensure quality support systems in place for American Indian owned business in Wisconsin.

​

Position Description

 

The Business Accounting Specialist is responsible for supporting the organization’s internal bookkeeping and accounting functions, as well as providing pre-loan application management and post-loan financial management technical assistance with FACC clients/borrowers. They will also be responsible for reporting, data management (collection, analysis, and reporting), customer support and performance monitoring specific to financial assistance. This individual will provide financial management support to FACC.

 

Specific responsibilities and duties of this position include:

 

Nonprofit Accounting/Bookkeeping Support

 

  • Support internal bookkeeping staff by reviewing and approving bookkeeping and accounting processes, including but not limited to: A/P, A/R, payroll, journal entries, and bank reconciliation in accordance to GAAP.

  • Contribute to the development and implementation of annual financial goals, objectives, and activities, and grant reporting.

  • Work with outside accounting vendors on financial oversight, tax preparation, compliance reporting, and auditing functions.

  • Support FACC staff in the development and analysis of the annual organization budget, including identifying and investigating trends and variances.

  • Support the FACC staff in the development of grant and loan proposal budgets and financial reports.

  • Maintain accounting procedures, policies, and systems of internal controls to ensure the integrity of all financial systems. Loan Management & Compliance

  • Meet with loan applicants to obtain project and financial information for loan application completion and data collection purposes.

  • Assist with the review of loan documents, files, and agreements, to ensure that they are complete and accurate.

  • Order and analyze credit histories for loan applicants and business owners.

  • Assist in preparing a written credit analysis, summarizing that loan request; prepare a cash flow, collateral analysis; and repayment ability.

  • Assist with managing loan portfolios.

  • Assist with the preparation of closing documents and liens.

  • Monitors compliance of all funding requirements and contracts.

  • Assist with preparations for loan request presentations for loan committee review and approval.

  • Assist in other loan officer duties as needed.

 

Financial, Data & Compliance Management

 

  • Assist in preparing for loan compliance reporting and financial audits. Assist in preparing loan financial data - collection, maintenance, analysis, and reporting.

  • Prepare and manage all related financial assistance and business data required for funding partner reporting and compliance obligations.

 

Financial Management Technical Assistance

 

  • Develop and manage the business accounting technical assistance services.

  • Provide one-to-one business/financial counseling to both prospective and current loan clients.

  • Develop and coordinate financial related training and professional development opportunities for members, as well as current and potential clients.

  • Assist with ongoing analysis of successful borrowers, delinquencies and defaults to ascertain TA best practices, in order to mitigate risks and facilitate borrowers’ success in remaining current and in compliance with credit terms and conditions.

 

Customer Service

 

  • Develop and maintain existing relationships with borrowers and potential clients within target markets.

  • Serve as a point of contact for various clients, borrowers and outside sources.

  • Respond to loan applicant financial related inquiries.

  • Assist in the creation of individual, organizational and collaborative initiatives, resources and TA opportunities that support current and potential clients.

 

General Administration

 

  • Support FACC staff in performing day-to-day operational tasks.

  • Prepare communications for clients, stakeholders, and funders.

  • Develop and present oral and written communications and information upon request.

  • Other duties as assigned.

 

Qualifications

 

  • Bachelor’s degree in accounting, finance, business or a related field preferred and/or 3-5 years of accounting/bookkeeping work experience.

  • Professional experience working with Native American communities and cultures is a plus.

  • Experience working in nonprofit/business multi-fund accounting, including experience tracking and reporting financial data for multiple grant funders, preferably with government grants.

  • Advanced experience with QuickBooks, including all normal accounting transactions, GL management, budgeting, and reporting.

  • Experience assisting with financial audits preferred.

  • Experience in business, community, economic development or Community Development Financial Institutions (CDFI) preferred.

  • Ability to conduct financial and data analyses; and track qualitative and quantitative data.

  • Knowledge of database management systems and Excel spreadsheets.

  • Must be detailed oriented.

  • Ability to perform non-routine tasks requiring independent judgment and initiative.

  • Strong entrepreneurial work ethic with the ability to work independently, as well as, collaboratively as a team member.

  • Courteous, culturally-appropriate and business-like manner in dealing with stakeholders, co-workers, and clients.

  • Must embrace and promote a culture of individual and shared trust and accountability.

  • Able to prioritize and manage multiple projects and tasks.

  • Able to plan, organize, prioritize, and delegate work.

  • Strong oral communication skills.

  • Strong writing skills; ability to write clear and concise business communications.

  • Ability to read and interpret complex work-related documents.

  • Initiative to seek out and obtain approved professional development training/certifications.

  • Ability and willingness to travel statewide as well as periodic out-of-state travel.

 

Application Process

 

Candidates should send a resume and cover letter to: Gary Mejchar at gary@aiccw-facc.org

 

Please type “FACC Business Accounting Specialist” in the subject line of the email. Only email applications will be accepted. No phone calls please.

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